Oxford Direct

Sell your life insurance.

Our team of experts will maximize the value of your life insurance policy. No jumping through hoops, just complete the form below to receive your instant quote.

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Why sell your life insurance policy through a settlement?

There are many reasons to begin pursuing a life settlement. It is entirely a personal matter and should be carefully discussed with family and financial advisors. Here are some common reasons people choose to sell their life insurance policy:

Money

You can no longer afford premium payments

Depending on the terms of the policy you own, changes in the insurance market could drive up the price of the premiums you pay. Many potential policy sellers that are nearing a policy lapse choose to make a life settlement rather than surrendering the policy back to the insurance company.

Piggy Bank

Supplement your retirement fund

Others sell their policy with retirement benefits in mind. A life settlement is an excellent way to supplement savings in your golden years.

Medical

Alleviate medical care or other expenses

Life settlements are also a viable alternative when it comes to assisting with medical bills. By choosing to sell your life insurance policy, you can pay off the entirety of your medical bills and build your savings.

Life

Your life insurance policy is no longer needed

As a person transitions through various stages in life, they may find that they no longer need their policy. Instead of surrendering the policy and receiving less payout, a settlement could be financially beneficial if they qualify.

Serving all 50 states.

No matter where you live or where your policy was underwritten, we can help you sell your life insurance policy.

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We simplify the complex settlement process.

Reduce your expenses and get a lump sum payment today with our simple, transparent process.

“Oxford Direct was able to get me an offer for my term life insurance policy. I was able to use the settlement to help pay for medical bills and to increase the quality of my life.”

Judith
Atlanta, GA

01. Free, no-obligation estimate

In addition to freeing yourself and your family from premium payments, selling your policy means you will receive a cash payment. Don’t let your policy lapse due to non-payment.

02. One-on-one guidance

Senior living communities can cost $4K a month or more. A settlement can provide you with the resources to spend your golden years in the place you choose and deserve.

03. Get your cash payment

Medical expenses can quickly become unaffordable. Selling your life insurance policy can help you cover your medical needs and alleviate the unnecessary stress.